Optional extras

Tailor your insurance policy

With Healthcare Protection, your policy can go beyond cover for medical malpractice claims.

With our range of optional extras, you can bolster your protection and benefit from an experienced in-house medicolegal or dentolegal team, specialist public relations support and retroactive cover – all of which can be purchased individually or together for complete peace of mind.

Medicolegal or dentolegal protection up to HKD 2.5M maximum

 

  • Advice and support in handling difficult situations and resolving complaints before they escalate into formal complaints.*
  • Defence costs for legal proceedings brought against your organisation by a regulatory authority eg Medical Council of Hong Kong (MCHK).
  • Representation at a coroner’s inquest (or equivalent) and all legal costs incurred in relation to the investigation.
  • Criminal proceedings for manslaughter arising from the death of a patient or client.
  • Support with out of pocket expenses when required to attend court or a regulatory hearing.

*The advice line is a non-insurance benefit provided, as a complimentary non-contractual service, by The Medical Protection Society Limited (MPS). MPS is a company limited by guarantee registered in England with company number 00036142 at Level 19, The Shard, 32 London Bridge Street, London, SE1 9SG. MPS is not an insurance company. MPS® is a registered trademark

Public relations (PR) support up to HKD 0.5M maximum.

  • It is essential that poor publicity is averted or mitigated quickly.
  • Specialist media relations advice to help you deal with media enquiries, draft statements on your behalf, and provide assistance in helping you to avert or mitigate any risks to your company relating to claims.

Retroactive cover

  • It can sometimes take weeks, months or even years for a complaint or claim to come to light.
  • With retroactive cover, protection is added to your policy to pick up claims from activity carried out by your organisation prior to the policy start date. It extends cover back to the date specified on your schedule.
  • Any claims that arise from events prior to this date are not covered by your policy and cover applies at application stage only.
  • Retroactive cover can only be taken out at the start of a new policy.

To find out how we can support you, arrange a call with a client manager:

REQUEST A CALLBACK

Healthcare Protection’s medical malpractice insurance can also be offered through MPS Partnerships which brings together services from the MPS group to provide tailored protection and risk management solutions.

To find out more visit the MPS Partnerships website.