Our product

The healthcare landscape continues to be challenging for organisations, whether large or small. Through working with organisations like yours, Healthcare Protection has developed specialist knowledge of the medical malpractice market.

Insuring with Healthcare Protection’s medical malpractice insurance gives your organisation access to professional malpractice protection. There is also the option to include medicolegal or dentolegal advice, specialist PR support, retroactive cover and you will always be assured of expert claims handling.

Our product is designed to protect UK private sector healthcare and dental organisations providing treatments, advice and services.

Benefits of our medical malpractice insurance policy

Medical or dental malpractice cover

Payment of compensatory damages for any claims brought against your organisation arising from a negligent act, error or omission. This includes claimant costs

Defence costs

Legal costs incurred for defending a claim

Good Samaritan acts

Cover for liability arising during a Good Samaritan act worldwide (excluding USA and Canada)

Unintentional breach of confidentiality

Protection in the event data or information provided in confidence to you by a patient / client is disclosed to a third party without their consent

Advancement of defence costs

To ensure legal fees are paid for as they occur

Libel and slander

Cover for defamation cases filed against the entity including your defence costs

Variable indemnity limits and excesses

Tailored to your organisation's needs

Cost of replacing documents

Cover for the restoration or replacement of lost, damaged, stolen or destroyed documents of yours or entrusted to you

Indemnity to principal

Coverage for the listed principal when they are named in a liability suit involving the insured entity

Tailor your insurance policy

We know that all healthcare organisations' needs are different which is why you can tailor your insurance policy by including any of the additional options listed below.

Medicolegal or dentolegal protection

 

  • Defence costs for legal proceedings brought against your organisation by a regulatory authority eg CQC.
  • Representation at a coroner’s inquest (or equivalent) and all legal costs incurred in relation to the investigation.
  • Criminal proceedings under the Corporate Manslaughter and Corporate Homicide Act 2007 (or jurisdiction specific equivalent) arising from the death of a patient or client.
  • Support with out of pocket expenses when required to attend court or a regulatory hearing.

With our medicolegal or dentolegal protection you will also benefit from access to the professional advice line provided by MPS (available Monday to Friday 08.30 to 17.30).  This allows you to speak to a consultant to discuss medicolegal or dentolegal issues or to seek advice on how to prevent a concern or problem escalating. 

Public relations (PR) support


Specialist media relations advice to help you deal with media enquiries, draft statements on your behalf, and provide assistance in helping you to avert or mitigate any risks to your company relating to claims.


This advice may be provided by our own experienced in-house media relations team or, occasionally, by expert third party consultants to ensure your personal needs are met.

Retroactive cover


Retroactive cover is added to your policy to pick up claims from activity carried out by your organisation prior to the policy start date. It extends cover back to the date specified on your schedule.

Who we work with

A range of businesses can benefit from our medical malpractice insurance including:

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Private hospitals and hospital groups

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Primary care providers

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Secondary care clinic based providers

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Allied healthcare companies

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Dental organisations

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Dental schools and training facilities.

To find out how we can support you, arrange a call with a client manager:

REQUEST A CALLBACK

Healthcare Protection’s medical malpractice insurance can also be offered through MPS Partnerships which brings together services from the MPS group to provide tailored protection and risk management solutions.

To find out more visit the MPS Partnerships website.